Lasted Updated 5/23/08

MoneyManager.com, LLC Privacy Policy

MoneyManager.com, LLC (MoneyManager.com.) respects the privacy of investors that choose to use our site and has developed this Privacy Policy to demonstrate its commitment to disclosing use of private information collected on MoneyManager.com.

We strongly encourage all users to read this Privacy Policy when using MoneyManager.com. By using MoneyManager.com, you are accepting the practices in this Privacy Policy.

INFORMATION WE COLLECT

We collect personal information that can identify you such as your name, email address, phone number, and location. We also collect other information that does not identify you personally such as general brackets that fit your financial standing. Disclosing personal information through our website means that the information can be stored and transmitted to our third party servers and service providers.

We also collect information automatically from your browser when you visit MoneyManager.com. This information includes but is not limited to, your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from MoneyManager.com and the referring website address. This information does not identify you personally and is used in aggregate for site performance purposes.

Third-parties, including authorized service providers, advertising companies, and ad networks, to display advertisements on or otherwise service MoneyManager.com. These companies may use similar tracking as described above, such as cookies, to measure user interaction with advertisements.

USE OF INFORMATION COLLECTED

The matching process performed on MoneyManager.com and partner sites would not be possible without sharing personal information with companies or individuals that perform the services you requested. MoneyManager.com will only share information with:

1. Individual Financial Advisors: Your information may be sent to individual advisors that have a direct relationship with MoneyManager.com or to third party service providers that may have relationships with individual advisors.
2. Authorized Service Providers: Your information may be sent to our authorized service providers that perform certain services on our behalf in connection with your request to be matched with a financial advisor.
3. MoneyManager.com Staff: Your information will be shared indirectly with employees and contractors that work to facilitate your request. Employees are required to sign non-disclosure agreements prior to interacting with personal information.

We also may disclose your information:

4. In response to a subpoena, court order, or a request for cooperation from law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law.

5. In connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of MoneyManager.com, the users of the site, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or other agreements or policies.

6. In connection with a substantial corporate transaction, such as a sale, merger, divestiture, or bankruptcy.

Any third parties to whom we may disclose personal information may have their own privacy policies which describe how they use and disclose personal information. Those policies will govern use, handling and disclosure of your personal information once we have shared it with those third parties as described in this Privacy Policy. If you want to learn more about their privacy practices, we encourage you to visit the websites of those third parties, some of which are listed here:

http://paladinregistry.com/external/general/privacy_policy.php

http://www.respond.com/general/privacy.jsp?&bd=11&src=11&ss=y

There are a number of places on our websites where you may click on a link to access other websites that do not operate under this Privacy Policy. For example, if you click on an advertisement or a search result on our websites, you may be taken to a website that we do not control.

YOUR CHOICES

You can choose not to provide us with certain information, but that may limit our ability to service your request. Should you wish to give information over the phone versus the internet, please call 1-800-396-8551 and a representative will take your information.

MoneyManager.com automatically sends periodic newsletters to all users who use its service. You may unsubscribe from our newsletter at any time via an unsubscribe link in each newsletter or emailing info@moneymanager.com from the email address receiving the newsletter with the subject .remove. included. Your email address will not be leased, sold or given to any third party outside of this Privacy Policy.

Privacy Protection

MoneyManager.com takes appropriate steps to keep your personal information from unauthorized access. Only authorized employees and authorized third-party service providers are permitted to access personal information, and they may do so only for permitted business functions. In addition, your personal information is stored in an encrypted database, and we use firewalls to help prevent unauthorized persons from gaining access to your personal information.

MoneyManager.com assures its users that it will take every step to handle personal information in a responsible manner. However, no system can be completely secure. Although we take steps to secure your information, we do not promise, and you should not expect, that your personal information, searches, or other communications will always remain secure. Users should also take care with how they handle and disclose their personal information. Please refer to the Federal Trade Commission.s website at http://www.ftc.gov/bcp/menus/consumer/data.shtm for information about how to protect yourself against identity theft.

OTHER INFORMATION ABOUT OUR PRIVACY PRACTICES

Minor Privacy

MoneyManager.com is intended for those 18 years of age or older who have assets to invest and can legally make decisions for those assets. We do not knowingly collect personal information from minors.

Users from outside the United States

MoneyManager.com currently services those living in the United States. If you are visiting our website from outside the United States, please be aware that we will not be able to offer you service currently. Please be assured that we seek to take reasonable steps to ensure that your privacy is protected. However, data protection and other laws in your country may be different. Please understand that we operate under laws in the United States.

No Rights of Third Parties

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of our websites.

Changes to this Privacy Policy

We will occasionally update this Privacy Policy to reflect changes in our practices and services. When we post changes to this Privacy Policy, we will revise the "last updated" date at the top of this Privacy Policy.

How to contact us

If you have any questions about this Privacy Policy or our information-handling practices, please contact us by e-mail at info@moneymanager.com or postal mail as follows:

MoneyManager.com, LLC
5201 Kingston Pike, Suite 6325
Knoxville, TN 37919